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Allie and Ben’s dream of owning their first home came under threat when Ben unexpectedly lost his job. With two young children at home, Allie balanced evening classes while Ben had a steady income. However, when Ben lost his job, he struggled to make mortgage payments and, feeling overwhelmed, kept the issue hidden from Allie until it was too late. The arrival of a “sheriff sale” notice signaled their impending foreclosure. Determined to protect their home and their family, Allie turned to Catholic Charities’ Financial and Housing Counseling team for help. With guidance from a counselor, Allie learned about the foreclosure process and the potential solutions available to them. Together, they worked closely with the mortgage company, exploring options to address the overdue payments. After persistent efforts, Allie and Ben were able to negotiate a resolution that would prevent foreclosure. Thanks to the support they received, Allie and Ben were able to keep their home, which not only brought them financial stability but also strengthened their bond as a couple. Allie reflected on the importance of teamwork and open communication, acknowledging the valuable lesson they learned through the experience. “I’m so grateful for the support we received,” Allie said. “It taught us that facing challenges together is key to protecting what matters most—our home and our children.” Catholic Charities’ Financial and Housing Counseling program, which has been providing expert guidance since 1982, is available to anyone, regardless of income. As a U.S. Department of Housing and Urban Development (HUD)-licensed provider, our team is committed to helping families like Allie and Ben navigate financial challenges and build a secure future.

THE NEED IS URGENT.