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In 2024, Rebecca and Daniel were facing a difficult reality: their home was in the foreclosure process. With Daniel recently diagnosed with a serious, terminal illness, Rebecca had become the primary financial provider while also caring for her husband and their disabled daughter. What began as a hopeful purchase of a home in 2022 quickly became a financial burden as life’s unexpected challenges took a heavy toll on their family. Overwhelmed and unsure of how to move forward, Rebecca and Daniel turned to Catholic Charities’ Financial and Housing Counseling program for help. After meeting with one of our experienced counselors, they gained a clear understanding of the foreclosure process in Minnesota, including available options and timelines. The first step was to assess their hardship and review their home’s affordability. Despite Rebecca’s best efforts to contact the mortgage company, the stress of managing multiple responsibilities made it difficult to complete the required paperwork. Our counselor worked directly with the mortgage company, helping Rebecca and Daniel fill out the necessary forms. As a result, they were offered a partial claim mortgage assistance program that allowed them to bring their mortgage current and stop the foreclosure. “I don’t have to worry about losing our home while dealing with Daniel’s healthcare needs,” Rebecca shared with relief. Our team also helped the family apply for energy assistance and connected them with additional social security resources, further supporting their financial recovery. Catholic Charities’ Financial and Housing Counseling program, available since 1982, has no income limits and provides expert guidance to anyone looking for assistance. As a licensed U.S. Department of Housing and Urban Development (HUD) provider, we are committed to helping individuals make informed financial decisions and build a secure future. Rebecca’s heartfelt gratitude says it best: “Many thanks to you, Lois, for everything you do for us!! God Bless You!”

Catholic Charities of the Diocese of St. Cloud receives $10,000 grant from Federal Home Loan Bank of Des Moines and Stearns Bank through the Member Impact Fund Grant program supports affordable housing and community development

Summer should be a time of fun and freedom — but for many families in Central Minnesota, it’s a time of deep uncertainty. Without school meal programs and with rising grocery prices, far too many of our neighbors are struggling to put food on the table. That’s why we’re excited to announce that Catholic Charities Emergency Services Food Shelf is once again participating in the Open Your Heart to the Hungry and Homeless Summer Challenge — and we need your help! What Is the Summer Challenge? Every July, food shelves across Minnesota take part in the Open Your Heart Summer Challenge — a statewide fundraising effort where donations are matched through grant funding. That means every dollar you give to our food shelf during the month of July helps us qualify for a matching grant of up to $4,000. It’s a powerful way to double your impact and ensure we can continue meeting the growing need in our community. The Need Has Never Been Greater Food insecurity remains heartbreakingly common in our state. According to a 2024 statewide hunger study, 1 in 5 households in Minnesota are food insecure. Here at Catholic Charities, we’ve seen that need firsthand. Our food shelf has seen a dramatic rise in the number of shoppers — including many families who have never needed help before. The cost of food is higher than ever, and families are forced to make tough decisions between buying groceries and paying for rent, gas, or medications. What We’re Doing At Catholic Charities Emergency Services Food Shelf, we offer more than just food — we offer choice, dignity, and hope. Our shoppers are able to select the food that fits their family’s dietary, cultural, and health needs. We provide a respectful, welcoming experience and access to nutritious foods, including fresh produce, meat, and dairy. In 2024, we distributed over 2.7 million pounds of food through our food shelf, mobile outreach, and emergency food bag programs — but we can’t do it alone. How You Can Help This July, your support means more than ever. Every donation made to our food shelf during the Summer Challenge will be matched through the Open Your Heart Summer Challenge, stretching your gift further to help feed families in Central Minnesota. ➡️ Donate Today: Click here to give now Thank you for being part of this mission of compassion and community. Want to learn more about our Food Shelf and other food programs? Visit ccstcloud.org/food-services To learn more about the statewide Summer Challenge, visit oyh.org/summer-challenge

A Lesson in Trust, Patience, and Unexpected Joy

When life feels overwhelming, finding the right support can make all the difference. That is exactly what happened for Kenneth, a 30-year-old father who found himself facing several impossible choices. With overdue bills, rent payments, and the pressure of providing for his children, Kenneth was struggling to keep his family afloat. On top of that, he needed his children’s birth certificates to register them for Catholic Charities' Toys for Tots program, so they could have presents for Christmas.  Though Kenneth had never used the Food Shelf before, he was introduced to our services by a Financial Assistance Program Coordinator, who showed him how utilizing the Food Shelf could ease some of the financial strain. The ability to save money on groceries would allow him to prioritize other needs, like utilities and rent. Our Financial Assistance program assisted Kenneth with obtaining his children's birth certificates and provided him with a cart full of groceries for his family. Additionally, we provided Kenneth with a list of community resources to help him continue moving forward. This assistance gave Kenneth and his family a renewed sense of hope. With a little help from our team, Kenneth felt a weight lift as he began to “dig out” of his financial struggles. The ability to provide his children with meals, secure the birth certificates needed for their Christmas gifts, and access other helpful resources helped him regain some stability during a tough time. Kenneth’s story is a powerful reminder that our work extends far beyond providing food. It is about offering hope, relief, and the tools needed to help individuals and families navigate challenges. Whether it is a grocery cart full of food, helping with essential paperwork, or connecting people to the broader network of resources, every bit of support contributes to making our neighbors’ lives better. We are honored to provide this kind of support to families like Kenneth’s. It is the generosity of our community that allows us to continue serving those who need it most. Whether through food donations, financial gifts, or volunteer time, the contributions we receive leave a lasting impact on our neighbors' lives.

A Journey of Hope and Resilience

At Catholic Charities Emergency Services, we see countless acts of kindness every day, but a recent donation from a remarkable young man left a special mark on our hearts. On a chilly Friday afternoon, Bryce, a 17-year-old student at Albany High School, donated an impressive 860 pounds of squash. This generous gift highlights the power of community support, proving that even in challenging times, there is always hope. Bryce has grown his own pumpkins, squash, and gourds under the name Bryce Pumpkin’s, which has become known for fresh, locally grown produce. His efforts extend beyond growing, as he sells his harvest at farmers markets and even had a booth at the Made in Minnesota Expo in November, supporting local businesses and sustainable farming. What makes his story even more inspiring is how Bryce uses his success to give back. His donation will directly help families in need through our food shelf, which serves St. Cloud and surrounding areas. Bryce’s squash donation will be a vital part of our monthly food distribution, helping to provide nutritious meals to hundreds of families in our community. His gesture demonstrates not only a heart full of compassion but also the interconnectedness of local farmers, businesses, and families. When young people like Bryce step up, it’s a reminder that the future is well cared for. Bryce’s story proves that even small acts of kindness can grow into something truly transformative. Through donations like Bryce’s, we are able to provide food to those who need it most, including seniors on fixed incomes and single parents working multiple jobs. The connection between local farmers and organizations like Catholic Charities sustains our community and fosters hope for those struggling. Looking ahead to the upcoming growing season, we’re excited to see what other generous community members, like Bryce, will share. His efforts remind us that every small contribution adds up to something much bigger, and it’s not just about the food—we’re also strengthening our community and inspiring hope for all.

PACK THE PORCHES FOOD AND FUND DRIVE RECEIVED OVER 6,000 POUNDS OF FOOD AND MORE THAN $21,000