Rebecca and Daniel's Story

July 26, 2025

In 2024, Rebecca and Daniel were facing a difficult reality: their home was in the foreclosure process. With Daniel recently diagnosed with a serious, terminal illness, Rebecca had become the primary financial provider while also caring for her husband and their disabled daughter. What began as a hopeful purchase of a home in 2022 quickly became a financial burden as life’s unexpected challenges took a heavy toll on their family.

Overwhelmed and unsure of how to move forward, Rebecca and Daniel turned to Catholic Charities’ Financial and Housing Counseling program for help. After meeting with one of our experienced counselors, they gained a clear understanding of the foreclosure process in Minnesota, including available options and timelines.

The first step was to assess their hardship and review their home’s affordability. Despite Rebecca’s best efforts to contact the mortgage company, the stress of managing multiple responsibilities made it difficult to complete the required paperwork. Our counselor worked directly with the mortgage company, helping Rebecca and Daniel fill out the necessary forms. As a result, they were offered a partial claim mortgage assistance program that allowed them to bring their mortgage current and stop the foreclosure.

“I don’t have to worry about losing our home while dealing with Daniel’s healthcare needs,” Rebecca shared with relief. Our team also helped the family apply for energy assistance and connected them with additional social security resources, further supporting their financial recovery.

Catholic Charities’ Financial and Housing Counseling program, available since 1982, has no income limits and provides expert guidance to anyone looking for assistance. As a licensed U.S. Department of Housing and Urban Development (HUD) provider, we are committed to helping individuals make informed financial decisions and build a secure future.

Rebecca’s heartfelt gratitude says it best: “Many thanks to you, Lois, for everything you do

for us!! God Bless You!”

Our Recent News

Introducing Porch

By Jenna Pettit • August 14, 2025
The body content of your post goes here. To edit this text, click on it and delete this default text and start typing your own or paste your own from a different source.

Gordon's Story

By Jenna Pettit • August 14, 2025
We are always honored to serve seniors like Gordon, whose story reminds us of the profound impact our Senior Dining program has on the lives of individuals in our community. Gordon, a widower of 58 years, currently lives with his son, but he continues to make the five-mile drive to the Senior Dining congregate site in Maple Lake every weekday. For Gordon, this is more than just a meal, it’s a chance to connect, stay healthy, and maintain his independence. "I can’t cook, and often I’m left eating Cheerios and coffee at night," Gordon shared. That’s where the Senior Dining program becomes so vital for him. The nutritious meals provided at Catholic Charities help him maintain a balanced diet and ensure he’s getting the nutrients he needs. While Gordon says, “You can’t please everyone all the time,” he enjoys the meals offered and values the healthy options available to him. But it’s not just about the food for Gordon. It’s the sense of community he experiences each day when he visits the Maple Lake site. Gordon enjoys visiting the other diners and the staff, who he calls "perfect" and insists they "do their jobs well." He appreciates the laughter, the warm welcome, and the connection with others that make each visit special. Catholic Charities Senior Dining Program serves seniors aged 60 and over, offering nutritious meals that help them stay healthy and independent. Whether it’s through congregate dining sites, or Meals on Wheels services, we are committed to providing seniors with the support they need to lead a healthy, independent life. Gordon is one of many seniors who rely on this program, and his continued dedication to attending every weekday demonstrates the importance of these services in maintaining his health and quality of life. He says he plans to keep coming as long as he’s able—a sentiment that reflects the value that Senior Dining brings to seniors in our community. We’re grateful for Gordon’s participation in our Senior Dining program and for the positive impact it has on his well-being. For Gordon and many others, it’s not just about the food, it’s about the connections, the care, and the opportunity to stay independent and healthy.

Grow & Give

By Jenna Pettit • August 14, 2025
If your garden is overflowing this summer, you’re not alone—and that’s a good thing. Whether it’s tomatoes, cucumbers, zucchini, or beans, your extra produce can do more than fill your pantry. It can help feed families right here in our community. Catholic Charities of St. Cloud is hosting a Grow & Give donation event, running now through October 2025. The idea is simple: if you’re growing a garden, consider growing a little extra—or sharing what you won’t use—and donate it to Catholic Charities Food Shelf. Fresh fruits and vegetables are always in high demand, and your homegrown produce can make a real difference for neighbors facing food insecurity. How to Donate 📍 Drop-off Location: Catholic Charities Food Shelf 157 Roosevelt Road, Suite 100, St. Cloud, MN (Use Door D) 🕘 Donation Hours: Monday through Thursday: 9 am to 3 pm Friday: 9 am to 12 pm 🔔 Please ring the buzzer at Door D during donation hours. Staff or volunteers will meet you at the door to accept your donation. For food safety, donations must be handed directly to staff—please do not leave produce unattended or drop off outside posted hours.