Common Scams
July 30, 2024
Romance. Grandparents. Sweepstakes. Gift Cards. What do all these things have in common? They are frequently used to scam people out of their hard-earned money.
Below you will find some examples of common or popular scams to be on the look out for so you can protect yourself and your money.
- Government impersonation: government impersonation scammers pretend to call you from a government agency, like the FBI, Social Security Administration or IRS. They say something bad will happen—you’ll go to jail, for example—if you don’t pay.
- Romance/confidence: Often posing as military or a trades person working overseas to avoid meeting face-to-face, these scammers develop fake online personas to gain the trust and affection of their victims before asking for money for emergencies.
- Grandparent: a grandparent scam involves the scammer impersonating a loved one who is in trouble and needs money. These scams have become even more convincing in recent years due to artificial intelligence that can mimic anyone’s voice.
- Lottery/sweepstakes/inheritance: The victim is told they’ve won a prize or inherited a large sum of money, which they can only access if they pay taxes and fees upfront, or if they give up their identity and bank account information for direct deposit.
- Investment: Victims are asked to tap retirement accounts, home equity or credit cards, and put their money into low-risk investments with guaranteed returns. Investment scams often take the form of pyramid schemes, market manipulation or real estate investing. More recently, criminals have been using cryptocurrency for their investment scams, asking victims to purchase crypto, like Bitcoin or Ethereum, and transfer it to their digital wallet.
- Non-delivery: Fake advertisements entice people to order and pay for items online. They either never receive the order or get something completely different from what was advertised.
- Gift cards: Posing as a business or government agency, the scammer will request payment in gift cards, telling their victim to send them the numbers on the back of the cards. The scammer convinces the consumers to go to a nearby store (e.g., Walmart, Target, Walgreens, or CVS) to purchase a gift card. he scammer then directs the consumer to scratch off the security film on the back of the gift card and read out the numbers to the scammer. The scammer can then remotely access and retrieve the gift card’s value or, more commonly, the gift card information will, be sold and resold on a secondary market.
Often predators also target people who are seeking relief from financial stress. Below are a few common scams targeting people already experiencing financial strain.
Protect yourself before you’ve been scammed
Identity Theft Freeze Law
- This law allows anyone to contact the credit bureaus (Equifax, Experian, and TransUnion) and request a credit freeze…it’s FREE
- The freeze must be placed within 3 days after the request and within 10 days you will be provided a unique PIN
- You can temporarily life or “thaw’ your report for a specify amount of time
- We recommend this be done for anyone under the age of 18 or any senior citizen that has no need to open new credit
https://www.ag.state.mn.us/Consumer/Publications/CreditFreezesFraudAlerts.asp
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As the crisp autumn air settles in and football season hits its stride, Catholic Charities is proud to partner with the College of Saint Benedict and Saint John’s University for a heartwarming cause: a Winter Wear Drive during the Johnnie Football Game on Saturday, October 25, 2025 , part of the schools’ Family Weekend celebration. While fans gather to cheer on the Johnnies, we’re inviting everyone to bring the warmth—literally. We’re collecting coats, hats, mittens, boots, and other cold-weather gear to support families in need across Central Minnesota. With winter fast approaching, this drive is more than a donation—it’s a lifeline for those facing the season without adequate protection from the cold. Our goal? 250+ coats. Our mission? Ensuring no one faces winter unprepared. Collection boxes will be conveniently placed around campus, near the field, and in the tailgate area , making it easy for attendees to drop off their donations while enjoying the game-day festivities. Can’t make it to the game? No problem! You can still be part of the effort. Donation boxes will be available at BOTH Blueline Sports locations , so you can contribute at your convenience. This collaboration between Catholic Charities and CSB/SJU is a powerful example of community coming together—not just to celebrate, but to care. Let’s rally for warmth, compassion, and generosity. Together, we can make a real difference. Let’s make this Family Weekend one to remember—for all the right reasons.
