Donating Safely: Avoiding Charity Scams
October 22, 2024
With the numerous natural disasters devasting thousands of communities and the holiday season coming up, it’s important to be vigilant about charity scams. When you decide to support a cause you care about, you want your donation to count. Here are some tips to help you plan your donation before you give – and avoid charity scams.
5 Things to do the Before Donating to a Charity
- Search online for the cause you care about — like “hurricane relief” or “homeless kids” — plus phrases like “best charity” or “highly rated charity.” Once you find a specific charity you’re considering giving to, search its name plus “complaint,” “review,” “rating,” “fraud,” or “scam.” If you find bad reviews, it might be best to find another organization.
2. Check out the charity’s website. Does it give you details about the programs you want to support or how it uses donations? How much of your donation will go directly to support the programs you care about? If you can’t find detailed information about a charity’s mission and programs, be suspicious.
3. Use one of these organizations that help you research charities:
4. Find out if the fundraiser and the charity are registered. Some states require that charities register with the state regulator. Check to see if a fundraiser and the charity they’re calling on behalf of are registered in Minnesota at https://www.ag.state.mn.us/Charity/.
5. Check if the donation will be tax deductible. If this is important to you, confirm that the organization you’re donating to is registered with the IRS as a tax-exempt organization. Look up the organization in the IRS’s Tax Exempt Organization Search.
Avoid Donating to a Fake Charity
- Don’t let anyone rush you into making a donation. Scammers rush you so there’s no time to research their claims or think it through.
- Don’t trust your caller ID. Technology makes it easy for scammers to fake caller ID information. Calls can look like they come from your local area code, or from a specific organization, even if they don’t. In reality, the caller could be anywhere in the world.
- If the fundraiser says you already pledged, stop and check. They may lie and say — in a phone call or a mailer — that you already pledged to make the donation, or that you donated to them last year. They think that means you’ll be more willing to donate.
- Listen carefully to the name of the charity, write it down, and then research it. Some scammers use names that sound a lot like other charities to trick you. Do some research before you give.
- Watch out for sentimental claims with few details. Be suspicious if you hear a lot of vague sentimental claims, for example, that the charity helps many families that can’t afford cancer treatment and veterans wounded at war who can’t work, but don’t get specifics about how your donation will be used.
- Don’t donate with a wire transfer or gift card. Anyone asking you to donate this way is a scammer.
- Sweepstakes winning in exchange for a donation? Nope. If someone guarantees you’ll win a prize or contest if you contribute, that’s a scam. You won’t win anything, and your donation money will go to a scammer.
Information brought to you by Catholic Charities Financial and Housing Counseling.
Resources:
https://consumer.ftc.gov/shopping-and-donating/donating-charity
https://consumer.ftc.gov/features/donating-safely-and-avoiding-scams
https://www.ag.state.mn.us/Charity/
https://www.ag.state.mn.us/consumer/publications/GivingToCharities.asp
Our Recent News
Catholic Charities of the Diocese of St. Cloud is celebrating a meaningful boost to its Senior Nutrition efforts thanks to a generous $57,856.54 donation from the CentraCare Foundation. This contribution will support the full spectrum of Catholic Charities Senior Nutrition services — including Meals on Wheels, senior dining, and other nutrition initiatives that help older adults access healthy, reliable meals across central Minnesota. On Thursday, April 23, Catholic Charities President & CEO Aaron Fisk, Food Access Director Stacy Lund, and Senior Nutrition Manager Shannon Nolan gathered to accept the check from CentraCare Foundation. The gift represents a powerful investment in the health, independence, and dignity of seniors throughout the region. “We are grateful to the CentraCare Foundation for this generous donation. This support will have a significant and immediate impact on the older adults we serve,” said Stacy Lund, Food Access Director. “With this contribution, we can strengthen access to nutritious, consistent meals for seniors who face food insecurity. Nutritious food is a critical component of healthy aging, and your support helps us improve meal quality, expand service capacity, and maintain reliable nutrition assistance for seniors striving to remain healthy, independent, and safely in their homes.” Catholic Charities Senior Nutrition programs — including Meals on Wheels — provide nutritious meals, wellness checks, and social connection to at‑risk, homebound, ill, and vulnerable adults age 60 and older. For many seniors, especially those living alone or managing chronic health conditions, these daily visits and meal services are a lifeline. CentraCare Foundation’s mission centers on improving community health and well‑being. Their investment in Catholic Charities Senior Nutrition reflects a shared commitment to ensuring older adults have access to the nutrition and support they need to remain healthy and independent at home. This donation will help Catholic Charities continue expanding its reach, improving meal quality, and ensuring that no senior in need goes without a nutritious meal. To learn more about Catholic Charities Senior Nutrition programs or to inquire about services for yourself or a loved one, visit ccstcloud.org .
Catholic Charities is thrilled to announce the success of our 16th Annual Pack the Porches Food and Fund Drive, held on March 27th, 2026.
If you ask anyone at Emergency Services, they’ll tell you the same thing: Nikki is unstoppable. Every single day, she goes above and beyond for Catholic Charities, our clients, and her team. Nikki is a proud mom of two, and her youngest recently moved out on their own. Life hasn’t always been easy—she lost her children’s father suddenly in 2006, a time she describes as chaotic and life-changing. Today, she’s in a happy relationship and loves spending time at the cabin, traveling, riding motorcycle, and making the yearly trip to Sturgis. Catholic Charities “found” Nikki in a very full-circle way. At the time, she was helping her dad with his job as a grocery vendor—the same stores that donate to Catholic Charities. difference for the community every day. At the end of each night, she lays her head down knowing she helped someone—and that’s what keeps her going. When her dad broke his elbow, Nikki stepped in to help him. Her strong work ethic caught the attention of a Catholic Charities program manager who had grown up with her dad. He saw something special in her and offered her a position. Her first assignment? Driving the Catholic Charities food truck—even though she had never driven a truck before. She remembers being terrified backing down the ramps, but her supervisor simply told her, “Keep it between the yellow lines.” She did—and that moment sparked the confidence that has fueled her ever since. Over the past 13 years, Nikki has worked in nearly every corner of Emergency Services. Nikki originally got pulled into Mardi Gras because her mom is crafty, and she’s been involved ever since. She especially loves the decorating and seeing everything come together. Last year’s event was particularly wild with so many new people, but Nikki’s natural leadership helped bring everyone together to create a fantastic experience. When asked what motivates her, Nikki doesn’t hesitate: positive thinking. “Negative thoughts will never give you a positive life,” she says. She believes positivity is contagious, and her mantra is simple: Do the best you can with what you have, take it one day at a time, and always pay it forward.
