Make God's Love Visible: Gary's Story

October 30, 2024

From Overwhelmed to Empowered: Gary’s Financial Counseling Journey

Gary has been a client of Catholic Charities Financial and Housing Counseling program since 2013.


He was referred to the program by his family after it became overwhelming for his mother and three sisters to manage his finances. Gary was having trouble paying all his bills, including his rent. When it became clear that he could face eviction, his family offered to help him cover his back rent if he would meet with a financial counselor at Catholic Charities.


Gary enrolled in Catholic Charities managed checkbook service program which offers managed checkbook services through a local bank where clients’ funds are held in a protected “For the Benefit Of” account. 


Your gift to Catholic Charities provides Gary and thousands of others the help they need AND gives them a chance for a brighter future.


For the past decade Gary has been meeting with Emily, a Catholic Charities Financial and Housing Counselor, at the beginning of each month. Over the years, a positive professional relationship has developed between Emily and Gary. As his trusted advisor, Gary feels comfortable and safe asking Emily to help with his finances. With Gary’s permission, Emily is also able to keep his family informed of his finances and provide them with peace of mind.


Through the managed checkbook service, Gary’s essential bills such as rent, health insurance, car insurance, and utilities are paid. After these bills are paid, Gary receives a weekly spending check which is used for items such as gas, food and medication. Along with receiving social security, Gary works and over the years has built up a healthy balance in his checking account. This allows him to weather any unplanned emergency such as a health crisis or car repair. 


Catholic Charities Financial and Housing Counseling helps keep people in their homes, become more financially self-sufficient and maintain a safe place for their families to live. We meet people where they are and empower them to build the skills necessary for future financial success, stability and independence. Last year, 472 individuals like Gary received financial and housing counseling services.


Our ability to continue helping our neighbors depends on donors like YOU. Please consider donating to Catholic Charities today to provide help and hope to people in their hour of greatest need.  



“Financial and Housing Counseling services from Catholic Charities is something that we had no idea was available until a friend of the family suggested it. As a family it has brought peace of mind for us all, knowing that Gary’s finances are being expertly managed.” - Gary’s sister, Ann

Donate to Make God's Love Visible
Make God's Love Visible

Our Recent News

By Jenna Pettit October 27, 2025
Raphael's Story: Senior Dining
By Jenna Pettit October 21, 2025
As the crisp autumn air settles in and football season hits its stride, Catholic Charities is proud to partner with the College of Saint Benedict and Saint John’s University for a heartwarming cause: a Winter Wear Drive during the Johnnie Football Game on Saturday, October 25, 2025 , part of the schools’ Family Weekend celebration. While fans gather to cheer on the Johnnies, we’re inviting everyone to bring the warmth—literally. We’re collecting coats, hats, mittens, boots, and other cold-weather gear to support families in need across Central Minnesota. With winter fast approaching, this drive is more than a donation—it’s a lifeline for those facing the season without adequate protection from the cold. Our goal? 250+ coats. Our mission? Ensuring no one faces winter unprepared. Collection boxes will be conveniently placed around campus, near the field, and in the tailgate area , making it easy for attendees to drop off their donations while enjoying the game-day festivities. Can’t make it to the game? No problem! You can still be part of the effort. Donation boxes will be available at BOTH Blueline Sports locations , so you can contribute at your convenience. This collaboration between Catholic Charities and CSB/SJU is a powerful example of community coming together—not just to celebrate, but to care. Let’s rally for warmth, compassion, and generosity. Together, we can make a real difference. Let’s make this Family Weekend one to remember—for all the right reasons.
By Brittany Hoversten October 15, 2025
Homelessness can be an isolating and heartbreaking experience. For many individuals, it can feel like an endless cycle of setbacks, leaving them uncertain of where to turn for help. This is the story of Tyrone, a 37-year-old man who, after spending an extended period on the streets, found his way to Catholic Charities Emergency Services—and with it, a renewed sense of hope and a path forward. Tyrone's journey began when he was introduced to Catholic Charities by the staff at Place of Hope in St. Cloud, a shelter that provides support for individuals experiencing homelessness. Tyrone was eager to make a change, but he knew he faced some significant challenges: securing stable housing and finding a job. To do this, he needed identification and other key documents, which would be vital for his employment and housing applications. When Tyrone came to Catholic Charities, he was not just seeking food assistance—he needed tangible support to help him rebuild his life. We were able to offer exactly what he needed, starting with a free bus pass to help him get around. This small but crucial gift allowed him to travel to job interviews and important appointments without the burden of transportation costs. In his appointment with our Financial Assistance program, Tyrone was relieved to learn that Catholic Charities could offer additional support. First, we helped him obtain his state identification card, followed by his birth certificate. These documents were essential for Tyrone to move forward with securing employment and housing. After some interviews, Tyrone accepted a job at a local restaurant in St. Cloud. We were able to help him purchase two pairs of black pants, a necessary uniform requirement for his new position. With the right clothing and documentation, Tyrone was ready to take on his new job. Looking back on his experience, Tyrone shared how grateful he was for the help he received from Catholic Charities. Our services gave him more than just the physical items he needed—they provided him with the tools and resources to regain his independence and start a new chapter in his life. We are proud to have been a part of Tyrone’s journey, and we are committed to helping others in our community who are facing similar struggles.